Retail agents have many options when it comes to premium financing.

Agents often have a very traditional relationship with a premium finance company. In a traditional relationship, an agency can use the service of a premium finance company to provide its policyholders with the payment terms they need.  

There are, however, many other options.  Where name-recognition is important, some agencies like to create affinity with their customers by brand-naming the finance program so that the customer experience is tied to everything the agency provides, including the financing.  

A more comprehensive approach to financing may include a structure where the agency principal(s) actually own the finance company, deploying their own capital and resources to create the perfect balance of an enhanced and high-touch customer experience along with a profit enhancing component to the agency's broad service offerings.

Input 1 provides the full spectrum of services to retail brokers.  From straight-forward premium financing through our national insurance premium finance subsidiary, gotoPremiumFinance.com to a captive financing subsidiary.

Please explore each of these options by clicking on the tabs at the top of this page, each of which outlines our Business Processing Outsourcing, Software Solutions and traditional Premium Financing service options.

Or, click an item below to learn more about our organization and how we can help you grow the value of your business:

1. Knowledge Center (learn more about the premium finance industry)
2. Learn More about Input 1

Outsourced Premium Financing for Retail Agents and Brokers

The advantages to a retail agent or broker in owning a premium finance company are clear.  Ease of use, control, flexible payment terms, higher transaction margin, etc...

The fundamental concept in outsourcing is that you maintain complete control over your company but you delegate the administrative functions to another firm.  Your key managers and executives can focus solely on growing your business without the distractions of daily operations - and Input 1 is one phone call or email away, allowing you to direct any process however your want relating to your premium finance company.

Input 1 provides a comprehensive, customized outsourcing platform for your finance company.  If you are setting up a new company, we guide you through the establishment of a new corporation or limited liability company and secure for you the requisite licenses in the state or states in which you customers are located.

Input 1 will, in conjunction with your management, establish internal policies and procedures that will be used in the administration of your premium finance company, and dedicate one or more staff members, as volume requires, to a specialty team that knows the details of your business.

Click here to learn more about our approach to outsourcing and a high level description of how we work with our customers.

Click here for a list of services we provide in an outsourcing relationship.

Premium Finance Software for Retail Agents and Brokers

If your agency owns and runs a captive premium finance company, then you know the importance of good software.  A solid platform on which to run your finance business can yield tremendous benefits including important ease of use options for your customers and internal cost reductions in the administration of the business.

If you are exploring the "captive" premium finance concept, you will find that identifying the proper software system is one significant step to reducing the start up time.  With Input 1, you also gain a knowledge partner in the premium finance business.  While our software solution is just that - a software product that you use to run your business - you will find Input 1 a valuable partner that can answer operational questions and guide you through the startup process of your new business.

The Premier Edition of our Premium Billing System software is a solution which is cost-effective without sacrificing important functionality.  PBS Premier is a feature rich-application, providing concrete control as well as many service-enhancing options for customers that do not have the needs (or the budget) of an independent national premium finance business.

Click here to read more about PBS.

Traditional Premium Financing for Retail Agents and Brokers

Most premium finance companies offer nothing more to their retail producers than a term and a rate.  We believe in a relationship with our agents that is far more important than this.  A relationship that provides tangible value. 

We provide online services for our agent and their insureds that helps prevent insurance from cancelling and helps keep commissions in agents' pockets.  Account Status.  Online Payment.  Cancellation Holds.  Available all the time.

We also provide web-based cross-marketing to our agents which helps them sell more product...and we charge nothing for it.

If you want a relationship that is better for your business and your customers, click here to learn more.